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Am I Eligible for Life Insurance After a Cerebral or Brain Aneurysm?

by Scott G on October 7, 2012

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Am I Eligible for Life Insurance After a Cerebral or Brain Aneurysm?

Yes!  You may be eligible for life insurance after a brain aneurysm if there are no complications or residuals.  I’ve had clients that are healthy but had a brain aneurysm in the past and were approved at a standard rate.

A brain or cerebral aneurysm is an abnormal bulge in the wall of an artery in the brain.  The artery balloons out and fills with blood.  The two most common types of treatment include surgical clipping and endovascular coiling.

Underwriting factors will likely include:

  • Diagnosis
  • Size of the aneurysm
  • Treatment
  • Presence or absence of symptoms-aneurysm
  • Other health concerns
  • Smoker or not
  • Follow ups

So, you still may be eligible for life insurance if you have had a cerebral or brain aneurysm in the past and there are no complications or residuals.  Of course every situation is different, so the best way to find out if you are eligible and what rate would be to contact a licensed agent.  The agent may do a quick quote or inquiry with this condition to ensure that you are getting the best rate possible.  So if you were turned down in the past or believe that your premium is too high you may want to check again as there may be more options available to you.  Please feel to contact me if you have any questions or need an unbiased quote!

 

Please submit your information and I will get back to asap.

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