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Will taking Zocor, Crestor or Lipitor Affect My Life Insurance Rate?

by Scott G on October 7, 2012

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Life Insurance on Zocor


Great news for people taking a medication to control elevated cholesterol such as Zocor, Crestor or Lipitor.  Many of the top life insurance companies in the market today will not penalize you for taking a statin or non-statin medication used to lower cholesterol.  In most cases whether you are with or without treatment, the insurer is going to look at your readings.  Every company has their own guidelines, so if you know your last reading it would be best to tell your agent upfront so they can put you with the best company for your situation.  Each company has its own qualifications to qualify for the best class, some more favorable than others.

Stain medications like Zocor, Crestor and Lipitor are some of the most prescribed medications in the United States, therefore since they are so common in America the risk on mortality is low.  So taking the medication itself shouldn’t affect your rate in most instances.

Remember that every life insurance company’s guidelines are different.  Make sure you let your agent know if you are being treated for cholesterol and even what you last reading was.  I am an independent agent as well and can assist you in finding the best rates in the country if you are being treated with a statin such as Zocor, Crestor or Lipitor.

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