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How Much Does Term Life Insurance Cost For a 40 Year Old Male?

by Scott G on December 7, 2012

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Term Life Insurance Rates 40 Year Old Male Non-smoker

By the time you reach your 40’s, most likely will you have a family depending on you.  You have a mortgage, kids and a spouse that all rely on your income.  What would happen if your income were to suddenly stop, how would they live?

This is where life insurance helps out.  A good life insurance policy will guarantee that your family is taken care of in the event of your death.  The mortgage, children’s education and college costs are all paid for, and your family can go on without the worry of how to get by.

Now is the best time to get coverage!

Life insurance rates are very affordable right now, actually at all-time lows.  For example, a 40-year old male, non-smoker in good health can get $250,000 20-year level-term life insurance for 20 is $17.84 a month with SBLI.

Examples of Premiums for Term Life Insurance For a 40 Year Old:

Male, non-smoker in great health

Amount Term Price Company
$250k 10 $12.18 SBLI
$250k 15 $13.49 SBLI
$250k 20 $17.84 SBLI
$250k 30 $29.36 SBLI


Amount Term Price Company
$500k 10 $18.97 Protective
$500k 15 $21.56 Protective
$500k 20 $30.45 SBLI


Term life insurance rates are really affordable right now.  How much will life insurance cost you? Make sure you compare multiple companies to make sure you are getting the best deal.  Rates can vary significantly from each company for the same policy.

Find out instantly!

*Rates as of 12/7/2012. The information in this post is for informational purposes only and is not a guarantee of rates and insurability.  Rates and eligibly are subject to the underwriting guidelines of the insurance companies and state in which you live.

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