(888) 78dd8-1052

Speak with a Licensed Adviser

January 2013

Life Insurance for San Diego

 Life Insurance In San Diego, California If you are looking for life insurance in San Diego, California, than you are most likely worried about leaving your loved ones in a difficult financial position.  The residents of “America’s Finest City” are using life insurance as the financial vehicle to protect their loved ones in the event of a premature death.  Life Insurance In San Diego-Options The two most basic life insurance options are: •Term life insurance provides coverage at fixed rate of payments for a specific period of time.  You can choose a specific term that best suits your needs.  Term […]

5 million dollar ($5,000,000) life insurance policy

5 million dollar life insurance policy rates Life insurance prices for 5 million dollars ($5,000,000) can range in cost significantly from company to company.  Choosing the right company for your situations can end of saving you a fortune! Get the lowest rates in America, period:  Click here and see instantly Sample premiums for a term life insurance: A 45 year old male, $5,000,000 10-year level term policy, preferred plus rating $205.32 month- preferred rating class $283.62 month with an A+ rated company. A 45 year old male, $5,000,000 15-year level term policy, preferred plus rating class $305.37 month- preferred rating […]

Life insurance for Physicians (Doctors)

 Life insurance for Physicians (Doctors) Choosing the right life insurance policy when you are a doctor can be daunting.  You sacrificed so much to get where you are today and now you need to protect it.  But where to begin?  The physicians I work with are typically concerned about protecting their family, business and assets in the event of an unexpected death.  Since most physicians have a greater income and more assets to protect than the average American, choosing the correct amount of coverage the right type of policy is essential. What kind of rate do can you get? Use […]

Enlarged Prostate Life Insurance medications

Enlarged Prostate Medications and Life Insurance The prostate is a male reproductive gland that produces the fluid that carries sperm during ejaculation.  When it is enlarged, the glad has grown in size. What kind of rate can I get? Click here and see instantly Typical underwriting questions When were you first diagnosed with this condition? Are you on any medications? What is the most recent PSA reading? Have you ever been hospitalized for this condition? Medications Avodart, Cardura, Flomax, Hytrin, Saw Palmetto, Uroxatral Possible rates with an enlarged prostate or while on prostate medications Age 59 or under, stable PSA […]

Life Insurance For Seniors Over 65 (Sixty Five)

Life Insurance For Seniors Over 65 (Sixty Five) Affordable term life insurance rates are still attainable for those who over the age of 65.  It’s important to shop the right companies to make sure you find the best rates! What kind of rate can I get? Click here and see instantly Sample Term Life Insurance Rates for Seniors over 65 $100k 15-year level term policy for a 65 year old female, non-smoker at the Preferred Rating class=$57.93 month with Transamerica.  A+ rated company with A.M. Best $100k 15-year level term policy for a 66 year old female, non-smoker at the […]

Life Insurance For Seniors Over 60 (Sixty)

Life Insurance For Seniors Over 60 (Sixty) Affordable term life insurance rates are still very attainable for those who over the age of 60.  It’s important to shop the right companies to make sure you find the best rates. What kind of rate can I get? Click here and see instantly Sample Term Life Insurance Rates for Seniors over 60 $250k 10-year level term policy for a 60 year old female, non-smoker at the Preferred Rating class=$52.42 month with Savings Bank Life Insurance Co.  A+ rated company with A.M. Best $250k 10-year level term policy for a 61 year old […]

Life insurance for seniors over 75 (Seventy-Five)

Life Insurance For Seniors Over 75 (Seventy Five) Choosing on the right type of life insurance policy for someone over the age of 75 can be tricky.  I talk to seniors and their children looking to secure a policy for their parents almost daily.  Needs, eligibility and costs are going to be the biggest factors for seniors in choosing the best policy. What kind of rate do can you get? Click here and see instantly Sample premiums for seniors 75 and over, using the quote engine on this site: Permanent policy–75 year old female, good health/preferred rating class, $25k permanent […]

Life Insurance with Blood Clot DVT Phlebitis

Phlebitis is an inflammation of a vein, usually in the legs. When phlebitis is associated with the formation of blood clots (thrombosis), usually in the deep veins of the legs, the condition is called thrombophlebitis. These clots can travel to the lungs, causing pulmonary embolisms that can be fatal. Wikipedia Common Medications: Advil, Medipren, Motrin, Nuprin, Cataflam, Coumadin, Lovenox, Voltaren-XR. Underwriting Questions: •When were you diagnosed with this condition? •Are you on any medications for this condition? •Have you ever been hospitalized for this condition? •When was the date of your last physician fir this condition? •Have you ever been […]

How much does $1.5 million ($1,500,000) of life insurance cost?

How much does $1.5 million ($1,500,000) of life insurance cost? I was working with a client recently who needed life insurance to protect his family.  After we went over some basic health questions, we did an in-depth needs analysis and determined he should have $1.5 million–$1,500,000 of life insurance in place to protect his family. He was 45 years old, married with two children, and had a good job and a mortgage.  He wanted to a policy that wasn’t going to be a strain on his monthly expenses. So after we instantly shopped the top companies in the country, we found […]

Life insurance after non-Hodgkin’s Lymphoma or Hodgkin’s lymphoma

Get the best life insurance rate with a history of Hodgkin’s lymphoma or non-Hodgkin’s Lymphoma Hodgkin’s lymphoma, formerly known as Hodgkin’s disease, is a cancer of the lymphatic system.  Hodgkin’s lymphoma is one of two common types of cancers of the lymphatic system, with non-Hodgkin’s lymphoma being more common.  Underwriting factors •When were you diagnosed with the condition? •Date of last treatment? •What stage? •Type of treatment? Rating classes •Preferred Plus •Preferred •Standard Plus •Standard •Rated A-C 1 •Rated D-H 2 •Rated I & Above 3 •Decline Rates with Hodgkin’s lymphoma and non-Hodgkin’s Lymphoma Standard (average) rating class possible, after […]