(888) 78dd8-1052

Speak with a Licensed Adviser

Best Life Insurance Rates For Physicians In the USA

by Scott G on January 22, 2013

Life insurance for Physicians (Doctors)

 Life insurance for Physicians (Doctors)

Choosing the right life insurance policy when you are a doctor can be daunting.  You sacrificed so much to get where you are today and now you need to protect it.  But where to begin? 

The physicians I work with are typically concerned about protecting their family, business and assets in the event of an unexpected death.  Since most physicians have a greater income and more assets to protect than the average American, choosing the correct amount of coverage the right type of policy is essential.

What kind of rate do can you get? Use the quote-box below

Sample premiums for a physician for term life insurance:

A 45 year old male, good health/preferred plus rating class, $1,000,000 10-year level term policy $54.81 month with an A+ rated company.

A 45 year old male, good health/preferred plus rating class, $2,000,000 20-year level term policy $190.73 month with an A+ rated company.

A 45 year old male, good health/preferred plus rating class, $2,000,000 30-year level term policy $318.42 month with an A+ rated company.

A 45 year old male, good health/preferred plus rating class, $3,000,000 20-year level term policy $287.10 month with an A+ rated company.

A 45 year old male, good health/preferred plus rating class, $3,000,000 30-year level term policy $475.02 month with an A+ rated company.

Sample premiums for a physician for permanent life insurance (no-lapse universal life to age 121) using the quote engine on this site:

A 45 year old male, good health/preferred plus rating class, $2,000,000 no-lapse guarantee to age 121, permanent policy $12,433.59 a year with an A+ rated company.

A 45 year old male, good health/preferred plus rating class, $3,000,000 no-lapse guarantee to age 121, permanent policy $18,586.28 a year with an A+ rated company.

What do I do next to get the best rate for a physician (doctor)?

Call the life insurance hotline direct to speak to a licensed agent at (888) 788-1052.  You will receive a free customized quote for the best rate and company for you or specific situation.  Or if you would like an estimated figure, you can use the instant quote engine.  Keep in mind that every company is going to have different underwriting criteria so don’t hesitate to ask an agent any questions.

See what your rate will be, enter your zip code and compare!

 

 

*Rates as of 1/22/2013. The information in this post is for informational purposes only and is not a guarantee of rates and insurability.  Rates and eligibly are subject to the underwriting guidelines of the insurance companies and state in which you live.

Photo: Yuya Tamai

Comments on this entry are closed.

Previous post:

Next post: