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Enlarged Prostate Life Insurance | Underwriting & Rates

by Scott G on January 15, 2013

Enlarged Prostate Life Insurance medications

Enlarged Prostate Medications and Life Insurance

The prostate is a male reproductive gland that produces the fluid that carries sperm during ejaculation.  When it is enlarged, the glad has grown in size.

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Typical underwriting questions

When were you first diagnosed with this condition?

Are you on any medications?

What is the most recent PSA reading?

Have you ever been hospitalized for this condition?

Medications

Avodart, Cardura, Flomax, Hytrin, Saw Palmetto, Uroxatral

Possible rates with an enlarged prostate or while on prostate medications

Age 59 or under, stable PSA and less than 3.9, with no biopsy and Free PSA over 15%:       Possible Preferred Plus

Age 60-69, stable PSA, and less than 5.4, with no biopsy  and Free PSA over 15%:               Possible Preferred Plus

Age 70 and over, stable PSA, and less than 6.9, with no biopsy and Free PSA over 15%:       Possible Preferred Plus

Rating classes:

•Preferred Plus

•Preferred

•Standard Plus

•Standard

•Rated A-C 1

•Rated D-H 2

•Rated I & Above 3

•Decline

What do I do next to get the best rate if currently being treated for an enlarged prostate?

Call direct on the life insurance hotline, at (888) 788-1052 for a free customized quote to get the best rate and company.  Or if you would like an estimated figure and you can use the instant quote engine.  Keep in mind that every company is going to have different underwriting standards, so it will be best to speak to a licensed agent to get the best rate (888) 788-1052.  Also, keep in mind underwriting will also look at build, other health conditions and lifestyle.

Photo: enochchoi

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