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Life Insurance After non-Hodgkin’s Lymphoma | What You Need To Know

by Brian M on January 2, 2013 · 0 comments

Life insurance after non-Hodgkin’s Lymphoma or Hodgkin’s lymphoma

Get the best life insurance rate with a history of Hodgkin’s lymphoma or non-Hodgkin’s Lymphoma

Hodgkin’s lymphoma, formerly known as Hodgkin’s disease, is a cancer of the lymphatic system.  Hodgkin’s lymphoma is one of two common types of cancers of the lymphatic system, with non-Hodgkin’s lymphoma being more common. 

Underwriting factors

•When were you diagnosed with the condition?

•Date of last treatment?

•What stage?

•Type of treatment?

Rating classes

•Preferred Plus

•Preferred

•Standard Plus

•Standard

•Rated A-C 1

•Rated D-H 2

•Rated I & Above 3

•Decline

Rates with Hodgkin’s lymphoma and non-Hodgkin’s Lymphoma

Standard (average) rating class possible, after a certain amount of time from date of last treatment, depending on  the company.

I have had clients get approved at the standard (average) rate class with Hodgkin’s lymphoma and non-Hodgkin’s lymphoma in their past.  The amount of time since date of last treatment is going to be the biggest factor in getting the best rate.  It’s important to choose the right company and agent to ensure you don’t end up overpaying, or even worse get declined. By knowing the factors that affect life insurance rates, you can shop with confidence and know what to expect.  You can use the instant quote engine on this site to shop for the best rates using this information.  Also, keep in mind underwriting will also look at build, other health conditions and lifestyle.  If you fall into a lower rating category than you anticipate, that is OK, you can still get a policy and ask the life insurance company to re-evaluate your rate once your health has improved.  Also, if you are not sure which rating category you fall into, just get in contact with me by using the contact tab and I can assist you.

Get the best rate with Hodgkin’s and non-Hodgkin’s lymphoma. Click here

Photo: Libertas Academica

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