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Life Insurance For Seniors Over 75 (Seventy Five)

by Brian M on January 7, 2013 · 2 comments

Life insurance for seniors over 75 (Seventy-Five)

Life Insurance For Seniors Over 75 (Seventy Five)

Choosing on the right type of life insurance policy for someone over the age of 75 can be tricky.  I talk to seniors and their children looking to secure a policy for their parents almost daily.  Needs, eligibility and costs are going to be the biggest factors for seniors in choosing the best policy.

What kind of rate do can you get? Click here and see instantly

Sample premiums for seniors 75 and over, using the quote engine on this site:

Permanent policy–75 year old female, good health/preferred rating class, $25k permanent universal policy=$87.83 month.

Term Policy–75 year old female, good health/preferred rating class, $100k 10 year level term life policy =$118.25 month.

Permanent policy–76 year old female, good health/preferred rating class, $25k universal no-lapse guarantee to age 121 policy=$94.83 month.

 Term Policy–76 year old female, good health/preferred rating class, $100k 10 year level term life policy=$143.82 month.

Permanent policy—77 year old female, good health/preferred rating class, $25k universal no-lapse guarantee to age 121 policy=$102.35 month.

Term Policy—77 year old female, good health/preferred rating class, $100k 10 year level term life policy=$171.85 month

Permanent policy—78 year old female, good health/preferred rating class, $25k universal no-lapse guarantee to age 121 policy=$110.40 month.

Term Policy—78 year old female, good health/preferred rating class, $100k 10 year level term life policy=$192.33 month

Permanent policy—79 year old female, good health/preferred rating class, $25k universal no-lapse guarantee to age 121 policy=$118.90 month.

Term Policy—79year old female, good health/preferred rating class, $100k 10 year level term life policy=$217.61 month

Permanent policy—80 year old female, good health/preferred rating class, $25k universal no-lapse guarantee to age 121 policy=$128.10 month.

Term Policy—80 year old female, good health/preferred rating class, $100k 10 year level term life policy=$246.66 month.

What do I do next to get the best rate for a senior over age 75?

Call the life insurance hotline direct to speak to a licensed agent at (888) 788-1052.  You will receive a free customized quote for the best rate and company for you or your parent’s situation.  Or if you would like an estimate figure, you can use the instant quote engine.  Keep in mind that every company is going to have different underwriting criteria, so it will be best to speak to an agent (888) 788-1052.

See what your rate will be:

*Rates as of 1/8/2013. The information in this post is for informational purposes only and is not a guarantee of rates and insurability.  Rates and eligibly are subject to the underwriting guidelines of the insurance companies and state in which you live.

Photo: R/DV/RS

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