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Life Insurance Underwriting With Blood Clot or DVT, Phlebitis | Get The Best Rate

by Scott G on January 7, 2013 · 0 comments

Life Insurance with Blood Clot DVT Phlebitis

Phlebitis is an inflammation of a vein, usually in the legs.

When phlebitis is associated with the formation of blood clots (thrombosis), usually in the deep veins of the legs, the condition is called thrombophlebitis. These clots can travel to the lungs, causing pulmonary embolisms that can be fatal. Wikipedia

Common Medications:

Advil, Medipren, Motrin, Nuprin, Cataflam, Coumadin, Lovenox, Voltaren-XR.

Underwriting Questions:

•When were you diagnosed with this condition?

•Are you on any medications for this condition?

•Have you ever been hospitalized for this condition?

•When was the date of your last physician fir this condition?

•Have you ever been hospitalized for this condition?

Possible Rates with Blood Clot or DVT—Phlebitis                                  

•Full recovery, no pulmonary thrombosis,         Preferred Plus

no swelling, no surgery, can still be on

Coumadin and two or more years since

last episode:

•If less than two years or doesn’t know              Substandard to Decline

the cause:

Rating classes:

•Preferred Plus

•Preferred

•Standard Plus

•Standard

•Rated A-C 1

•Rated D-H 2

•Rated I & Above 3

•Decline

What do I do next to get the best rate with Blood Clot or DVT?

Call direct on the life insurance hotline, at (888) 788-1052 for a free customized quote to get the best rate and company.  Or if you would like a ballpark figure and you can use the instant quote engine.  Keep in mind that every company is going to have different underwriting, so it will be best to speak to an agent (888) 788-1052.  Also, keep in mind underwriting will also look at build, other health conditions and lifestyle.

Photo: dno1967b

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