(888) 78dd8-1052

Speak with a Licensed Adviser

February 2013

life insurance term and permanent word of caution

Do you love someone enough to spend your hard earned money on a life insurance premium-every month or year? The truth is a life insurance policy will not benefit you; it’s a purchase you make today to protect the ones you love.. after you’re gone.  Life insurance provides cash paid to those who currently rely on you to provide a secure standard of living.  Purchasing a life insurance policy can be daunting because it isn’t an easy subject to talk about.  Most people get overwhelmed about how it works and are not sure who they can trust. So where to […]

$10,000,000, $10 million life insurance quotes policy

Recently I’ve been receiving more and more inquires for larger policies, specifically for a $10 million policy.  While this sounds like and is a lot of money, for many this is the policy that is needed to protect their estate or business.  Is getting a $10 million policy difficult to obtain? As with any type of insurance, the more risk the insurance company is exposed to the more prudence the companies will show in regards to underwriting.  The good news is, if the coverage amount can be justified to the underwriter than getting approved for the $10 million policy can […]

term life insurance and whole life insurance

Term and whole life insurance policies –       Choosing the right one Guest post by: “Max Snyder a freelance writer and a blogger Human life has always been priceless. This is a fact that has gained a hell lot of importance with time. Life insurance is the biggest proof of all. It is through life insurance policies that people are now able to make sure the future of their near and dear ones stay well protected in case of any unfortunate accident. The most important thing that one must focus on while looking for life insurance policies is […]

AIG (American General Life) Lowers Premium Rates On Term Insurance in 2016 Review

AIG (American General Life) Lowers Premium Rates On Term Insurance- Good Option for 2016 In an effort to remain more competitive in 2016, AIG-American General Life lowered the rates on their term life insurance.  AIG had raised their rates in 2012, but to regain market share, lowered them in the first quarter of 2013. How Competitive Is AIG? With the rate reduction, their premiums now rank among the best in the industry for certain segments, especially on coverage amounts of $500,000 and up, and on the 20 and 30-year term. Example: 44-year-old male, premier (preferred plus) health class, $500,0000 is […]

California Term Life Insurance Males

California Term Life Insurance For Males If you are a male and are looking for a life insurance policy in California, you need to learn about the different types of polices available, compare the best rates, choose the right agent, and look at the financial strength of the insurance company. Different Types of Life Insurance Policies The two most basic life insurance policies are: •Term life insurance provides coverage at fixed rate of payments for a specific period of time.  You can choose a specific term that best suits your needs.  Term insurance is the least expensive way to protect […]