Best Life Insurance Rates & Quotes
Finding the best rate on your life insurance quote has never been easier, ever! Long gone are the days where you have to sit through long, uncomfortable sales pitch at your kitchen table from an overzealous life insurance agent. With the internet, no longer do you just have to trust the agent’s word that you are receiving the best option, now you can instantly compare quotes and save thousands of dollars!
Below are the quotes for a 40 year old man seeking a $1,000,000 term policy at the best rating class:
|Term||Banner Life||State Farm||Primerica|
|10 Year Term||$31.06 Month||$63.55 Month||$51.78 Month|
|20 Year Term||$56.44 Month||$72.25 Month||$83.13 Month|
Example of savings over just 10 years: Banner vs. State Farm — $3,898 Banner vs. Primerica — $2,486
Example of savings over just 20 years: Banner vs. Primerica — $6,405 Banner vs. State Farm — $3,794
The price savings is unbelievable!
This is a typical example of how much life insurance premiums can fluctuate from company to company. This scenario only compared 3, well-known companies for a healthy 40 year old. Imagine the difference in rates for someone who is older or has any medical conditions. In order to find the best life insurance rate quotes make sure you shop and compare. The easiest way to now do this is to use a quote engine (like this one here) that will show you the rates and companies side by side, to assure that you are receiving the best deal.
Most people nowadays are looking to get the most amount of quality life insurance at the lowest price. As you can see from the example above, the only way to do this is to compare the rates. Don’t just take an agents word that his offer is the best you can do, because in most cases it isn’t.
If you are looking for the best deal on life insurance click here and compare for yourself.
*Rates as of 3/25/2013. The information in this post is for informational purposes only and is not a guarantee of rates and insurability. Rates and eligibly are subject to the underwriting guidelines of the insurance companies and state in which you live.