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August 2013

$250k of Term Life Insurance Cost?

How Much Does $250k of Term Life Insurance Cost? Life insurance ownership in America is all-time lows and one the main culprits why people do NOT have life insurance-they believe it costs too much.  This is a huge misconception, if fact due to advancements in modern medicine and an increasing life expectancy, rates have never been lower! Let’s take a look at how much a $250k term life insurance policy would cost you today.     Wrap Up As you can see above, whether you are in excellent health or of average health, life insurance rates are VERY affordable right now.  […]

The Best Reason to Purchase Life Insurance-love and legacy 2017

The best reasons to buy life insurance-love & legacy 2017 Sometimes it seem like we have too much insurance.  We are required to have auto insurance if we want to drive a car, mortgage insurance is a prerequisite from the bank before owning a home and now even health insurance is required by law.  However, the most important insurance of all is arguably life insurance. Your life and legacy can’t be replaced Unlike tangible possessions such as your home and automobile which can be replaced, life insurance- insures your legacy, which is intangible.  What would happen if you didn’t come […]

2013 life insurance survey

Ever Wonder How Much Other People Pay for Life Insurance in 2014? A survey conducted last year by Harris Interactive showed nearly half of those polled pay less than $50 a month for their own (not group work coverage) life insurance policy.  One of the biggest misconceptions about life insurance is that it just costs too much.  For most people this is simply not the case.   For example, a 45-year male can purchase a $250,000 term life policy on a ten-year term for as low as $18 a month.  This would be for the best health class and only $31 […]

2016-8 Best Life Insurance Companies If Have High Cholesterol or You're Taking Cholesterol Medication

The Best Life Insurance Companies for High Cholesterol or for Those On High Cholesterol Medication in 2016 If you’re like most Americans, you’ve had or know someone who has or had high cholesterol at least one time in their lives.  It should come as no surprise that cholesterol medications such as statins are some of the most prescribed drugs in America.  Some of the most well-known drugs you see advertised on TV are statins medications such as Crestor, Lipitor, Zocor among many others. Better Life Insurance Guidelines for Cholesterol in 2016 Just as recent as a few years ago most companies […]