When shopping for life insurance it is imperative that you select a company that is financially strong. There is no point in paying premiums to an insurer that may not be around in the future. Fortunately A.M. Best provides an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. A.M. Best is known as the industry standard for rating agencies in America.
A.M. Best Rating Categories
Why Choose an A+ Rated Company?
In a previous article, I listed the companies that have an A++ rating by A.M. Best.
While this is the pinnacle for insurance ratings, most of these companies are overpriced when it comes to their rates. By selecting an A+ rated insurer, you will still be in the same superior rating tier for financial strength but pay a lot less money for the same coverage.
Many companies currently have an A+ rating by A.M. Best so to keep things simple I will list the traditionally best priced current A+ superior rated companies in America to severe as a quick reference guide to assist you when shopping for life insurance.
Alphabetical Order Top A+ Superior Rated Life Insurance Companies
1.Amica Life Ins Co
2.American United Life Insurance Company
3.AXA Equitable Life Ins Co
4.Banner Life Insurance Company
5.Columbus Life Insurance Company
6.Lincoln National Life Ins Co
8.Midland National Life Insurance Company
9.Minnesota Life Insurance Company
10.Monumental Life Ins Co
11.North American Co for L&H
12.Ohio National Life Ins Co
13.Pacific Life Insurance Company
14.Principal National Life Insurance Co
15.Protective Life Insurance Company
16.Pruco Life Ins Co (Prudential)
17.Savings Bank Life Insurance Co of MA
18.The Penn Mutual Life Insurance Company
19.Transamerica Life Ins Co
20.United of Omaha Life Insurance Company
This article is meant to be a reference guide in helping you find a top rated insurer at the best price. Why pay more for the same coverage if you don’t have to? This is inside information you won’t find anywhere else.
Find The Lowest Rates On Life Insurance from Top Rated Companies-Here