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Top 20 A+ Rated Life Insurance Companies

by Scott G on September 12, 2013 · 1 comment

top 20 life insurance companies by rating

When shopping for life insurance it is imperative that you select a company that is financially strong.  There is no point in paying premiums to an insurer that may not be around in the future.  Fortunately A.M. Best provides an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.  A.M. Best is known as the industry standard for rating agencies in America.

A.M. Best Rating Categories


Rating Chart

 1. A++


 2. A


 3. B++

(Very Good)
(Very Good)

 4. C++


 5. C


 6. D


 7. E F

(Under Regulatory Supervision)
(In Liquidation)
(Rating Suspended)


Why Choose an A+ Rated Company?

In a previous article, I listed the companies that have an A++ rating by A.M. Best. 
While this is the pinnacle for insurance ratings, most of these companies are overpriced when it comes to their rates. By selecting an A+ rated insurer, you will still be in the same superior rating tier for financial strength but pay a lot less money for the same coverage. 

Many companies currently have an A+ rating by A.M. Best so to keep things simple I will list the traditionally best priced current A+ superior rated companies in America to severe as a quick reference guide to assist you when shopping for life insurance.

Alphabetical Order Top A+ Superior Rated Life Insurance Companies


1.Amica Life Ins Co

2.American United Life Insurance Company

3.AXA Equitable Life Ins Co

4.Banner Life Insurance Company

5.Columbus Life Insurance Company

6.Lincoln National Life Ins Co


8.Midland National Life Insurance Company

9.Minnesota Life Insurance Company

10.Monumental Life Ins Co

11.North American Co for L&H

12.Ohio National Life Ins Co

13.Pacific Life Insurance Company

14.Principal National Life Insurance Co

15.Protective Life Insurance Company

16.Pruco Life Ins Co (Prudential)

17.Savings Bank Life Insurance Co of MA

18.The Penn Mutual Life Insurance Company

19.Transamerica Life Ins Co

20.United of Omaha Life Insurance Company


This article is meant to be a reference guide in helping you find a top rated insurer at the best price.  Why pay more for the same coverage if you don’t have to?  This is inside information you won’t find anywhere else.


Similar Questions

Find The Lowest Rates On Life Insurance from Top Rated Companies-Here

Top 10 Life Insurance Companies September 21, 2013 at 2:59 pm

Thanks for the list of A+ rated life insurance carriers and explaining how their rates may be more affordable than choosing an A++ rated life insurance company for your life insurance coverage. I also wanted to mention that each year the III.org (Insurance Information Institute) releases a report on the top life insurance companies for the previous year based on the total direct written premium.

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