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Fact Versus Fiction Life Insurance

by Scott G on July 10, 2017

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Life insurance is one of the most important purchases you will ever make, especially if you have a family that is dependent on your income.  However, there are many misconceptions about life insurance. Many think it is too expensive, or the group coverage through work will be adequate, that health issues will make you uninsuranble or make the insurance unaffordable, or that younger families don’t need life insurance.  Also, people believe that if you choose a term policy that it can’t be canceled early. Recently, many people want no health exam life insurance but believe that it will be too expensive.  All of these are misconceptions and in fact life insurance has never been more accessible, for healthy and not so healthy people. Also the rates have never been lower. New technology has made no medical exam life insurance rates compare to their fully underwritten counterpart.

 

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