(888) 78dd8-1052

Speak with a Licensed Adviser

Life Insurance By Age

Best Life Insurance Companies That Payout pay out 2017

Best Life Insurance Companies That Payout in 2017 One of the biggest concerns life insurance buyers have is whether or not their insurance company will payout the full death benefit if they were to suddenly pass away.  The reason you spend your hard earned money each month on life insurance premiums is for it to be there in the event of an unexpected tragedy, you don’t want your family to be left penniless or destitute because your life insurance policy didn’t pay out the claim. Rest Assured with Life Insurance Claims Well the good news is life insurance policies always […]

Life Insurance for Parents & Students- College-2013-Death not forgiven, Sallie Mae

The Less Known Importance of Life Insurance for Parents & Students Who are in College or Plan to Attend College If you are a parent or a student around college age, you are probably well aware of the cost of higher education these days.  When you look at the numbers it is just staggering how much a college educations costs in 2013.  According to the College Board, the full cost of a year at a public four-year school has increased an average of 83% and private universities saw a  74% increase, in just the past twelve years alone. What are […]

Life Insurance for a 35 (thirty-five) Year Old

Best Life Insurance for Age 35 At the age of thirty five, you are likely more established in your career and have a family dependent on you and your paycheck.  Now is the time to have a safety net to protect your loved ones in case anything was to unexpectedly happen to you. Please finish reading this article, so you can see how important life insurance really is and just how inexpensive it really is, especially at the age of 35! Term vs. Whole life insurance-Which is best? Deciding on which type of policy you need is very important.  Many […]

Best Life insurance for 31,32,33,34,35 year old

Life Insurance for a 30-35  Year Old With over 900 + life insurance companies in the market competing for your business, choosing the best policy can be overwhelming.  Couple that with the confusing life insurance terminology it can make many shoppers confused on which way to go.  This article will simplify life insurance, from the difference between term vs. whole life, how much coverage you should have, and how to find the lowest rates-all very quickly.  Term vs. Whole life insurance Deciding on which type of policy you need is very important.  Far too often buyers are persuaded into buying […]

Life Insurance For Seniors Over 65 (Sixty Five)

Life Insurance For Seniors Over 65 (Sixty Five) Affordable term life insurance rates are still attainable for those who over the age of 65.  It’s important to shop the right companies to make sure you find the best rates! What kind of rate can I get? Click here and see instantly Sample Term Life Insurance Rates for Seniors over 65 $100k 15-year level term policy for a 65 year old female, non-smoker at the Preferred Rating class=$57.93 month with Transamerica.  A+ rated company with A.M. Best $100k 15-year level term policy for a 66 year old female, non-smoker at the […]

Life Insurance For Seniors Over 60 (Sixty)

Life Insurance For Seniors Over 60 (Sixty) Affordable term life insurance rates are still very attainable for those who over the age of 60.  It’s important to shop the right companies to make sure you find the best rates. What kind of rate can I get? Click here and see instantly Sample Term Life Insurance Rates for Seniors over 60 $250k 10-year level term policy for a 60 year old female, non-smoker at the Preferred Rating class=$52.42 month with Savings Bank Life Insurance Co.  A+ rated company with A.M. Best $250k 10-year level term policy for a 61 year old […]

Life insurance for seniors over 75 (Seventy-Five)

Life Insurance For Seniors Over 75 (Seventy Five) Choosing on the right type of life insurance policy for someone over the age of 75 can be tricky.  I talk to seniors and their children looking to secure a policy for their parents almost daily.  Needs, eligibility and costs are going to be the biggest factors for seniors in choosing the best policy. What kind of rate do can you get? Click here and see instantly Sample premiums for seniors 75 and over, using the quote engine on this site: Permanent policy–75 year old female, good health/preferred rating class, $25k permanent […]

Post image for Can One Still Get Life Insurance Over 80 Years Old?

Life Insurance Over 80 Years Old |Seniors Term & Estate Policies If you were born in 1928 or later, there are a few A+ rated companies that will offer you insurance, as long as you’re in average to good health.   You may be eligible for up to $1,000,000 or more of coverage depending on various factors.  However, many people will opt for a final expense policy in the neighbored of $5,000 to $15,000 since it is less expensive.  Fyi–the typical funeral costs in the United States range from about $7,000 to $15,000. How much is permanent coverage –Universal Life Policy […]

Post image for Term Life Insurance For Seniors

Best Term Life Insurance For Seniors 60 (Sixty) and Over Life insurance is essential for young adults who need to protect their children, future income earrings and financial obligations such as the mortgage.  Although seniors are at a different stage of life, the need for life insurance can be just as great.   Not only do many seniors have those same concerns as young adults but now they begin to think more about paying for final expenses, estate protection and preserving their legacy. Where do I begin when obtaining life insurance for a senior? The first thing I recommend is […]

Post image for Term Life Insurance For A 75 Year Old-Are Premiums Still Affordable ?

Many people assume that term life insurance rates are unaffordable once you reach your mid-70’s.  Well, this may or may not be true, it’s going to depend on your health and budget.  From the life insurance company’s perspective, they are “betting” that you will live through the duration of the term.  You as the consumer are “betting” that you will not live though the duration of the term or by the time the policy expires, you will have different financial obligations that you do today. Let’s take a look at the rates for a 75 Year Old Female seeking $100,000 […]

Post image for Term Life Insurance 55 Years Of Age & Older

If you are 55 year of age or older, it isn’t too late to get a good rate on term life insurance.  In fact, with new life expectancy and mortality tables, rates have never been lower. Also, if you are age 55 or over, you still may qualify for up to a 30 year level term policy!  I put together a list showing how affordable term life is if you are in good health and over 55. Here are some examples of level term life insurance rates for those 55, 56,57,58,59 years old: Term Life Insurance Rates For a 55 […]

Post image for 20 Year Term Life Insurance People In their 40’s

20 Year Term Life Insurance People In their 40’s   Life Insurance rates are at all-time lows right now.  Take a look at some premiums for someone their 40’s. Example of 20 year term policy rates for some in their 40’s, non-smoker at the Preferred Plus rate class:   Age $100,000 $250,00 $500,000 40 $11.37 $17.94 $30.45 41 $12.30 $19.58 $33.93 42 $13.26 $21.53 $37.85 43 $14.33 $23.93 $42.63 44 $15.48 $26.54 $47.85 45 $16.73 $29.93 $52.64 46 $17.78 $31.54 $57.86 47 $18.98 $33.93 $62.64 48 $20.25 $36.76 $68.30 49 $21.65 $39.80 $74.39     *Rates as of 12/7/2012. The […]

Post image for Life Insurance For Seniors Over 70

Life Insurance For Seniors Over 70 (Seventy) Affordable term life insurance rates are still attainable for those who over the age of 70.  It’s important to shop with the correct companies to make sure you find the best rates. What kind of rate can I get? Click here and see instantly Sample Term Life Insurance Rates for Seniors over 70 $100k 10-year level term policy for a 70 year old female, non-smoker at the Preferred Rating class=$69.83 month with Transamerica.  A+ rated company with A.M. Best $100k 10-year level term policy for a 75 year old female, non-smoker at the […]

Post image for Term Life Insurance Rates For a 40 year Old

Term Life Insurance For a 40 Year Old Great news if you are 40 years old and looking for term life insurance.  I recently wrote a policy for a 40 year old male and it cost him less than $15 month!  Although most term polices aren’t going to be that inexpensive, the rates are really affordable right now.  Check for life insurance rates here! Here are sample rates for life insurance for a 40 year old male on a 10-year level term at the best rate class, non-smoker: $250k = $12 month or only $135 a year from an A+ […]