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4 Easy to Follow Tips to Significantly Lower Your Life Insurance Premiums 2017

4 Tips to Significantly Lower Your Life Insurance Premiums in 2017 When you’re in the market to purchase term life insurance, there are some rules you must follow to ensure you don’t needlessly overpay for your policy.  By just following these four simple tips you could end up saving a lot of money each month which could equate to thousands of dollars or more over the life of your policy.   1.       Shop Around-Receive More Than One Quote This is the first tip because it’s the most important.  Many life insurance shoppers make the mistake of purchasing their policy from […]

Single Moms Top 8 Life Insurance Tips (Mothers) 2017

Single Mom Life Insurance Tips for 2017 Let’s face it, being a single mother can be tough.  Many single moms are relying on a sole income to support themselves and their child or children.  Regrettably single parents are one the largest sectors in our country to not own life insurance.  This is unfortunate, because these households are the ones that need the life insurance most.  Since having life insurance as a single mom is critical, I put together an 8 step tip sheet to help answer common questions and to make the buying process a lot easier. 8  Life Insurance Tips […]

cheap life

 How Cheap is Term Life Insurance in 2016? Too many Americans believe life insurance is too expensive in 2016.  This is evidenced by the 50-year low life insurance ownership levels in America according to LIMRA.  Since life insurance is optional unlike auto insurance, families put off the purchase until the “right time.”  Let me tell you something from years of experience in the industry and with speaking with over 10k life insurance consumers.  Now is the best time to buy life insurance.  You will likely never be as healthy as you are right now and defiantly will never be as […]

$50,000 ($50k) Life Insurance

$50,000 ($50k) Life Insurance I’ve been receiving a lot of requests recently for a $50,000 term life insurance policy. Today, I want to address some misconceptions and problems with choosing this amount of coverage and recommend a better idea. When I ask a potential client “how much life insurance are you looking for,” I often hear “$50k.” Seems like a good amount, right? This will take care of final expenses, which are approximately $7k to $20k, pay off some bills and leave a little money for the kids or grand-kids. However, due to life insurance price bands and your needs, […]

10 (Ten) Year Term Life Insurance

10 (Ten) Year Term Life Insurance in 2016 Choosing the right term for your life insurance policy can be confusing. You don’t want to pay higher premiums for insurance that you won’t need but you also don’t want to be without insurance protection when you need it.  So what should you do? Term life insurance is typically the best policy for most Americans since it allows you to have the most amount of coverage at the lowest price.  Some of the biggest proponents for term life insurance include the popular financial advisors you see on TV; Susie Orman, Dave Rasmey […]