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Top 25 Life Insurance Companies

Top 200 Life Insurance Companies 2017

Company Name State A.M. Best S&P Moody’s Fitch Ranking 1 Northwestern Mutual Life Ins WI A++ AA+ Aaa AAA 100 2 New York Life Ins Co NY A++ AA+ Aaa AAA 100 3 New York Life Ins & Ann DE A++ AA+ Aaa AAA 100 4 Knights of Columbus CT A++ AA+ 100 5 Berkshire Hathaway Life of NE NE A++ AA+ 100 6 General Re Life Corporation CT A++ AA+ 100 7 Northwestern Long Term Care WI A++ AA+ Aaa AAA 100 8 Teachers Ins & Ann Assoc NY A++ AA+ Aa1 AAA 99 9 Thrivent Financial Lutherans WI […]

Average funeral cost 2017 life insurance

How Much Life Insurance Do You Need to Cover the Cost of Final Expenses 2017? One of the most common questions people have when purchasing life insurance, especially seniors is what is the average price of a funeral today.  You need to plan accordingly so you family won’t be left in a financial bind.  The graphic below will help better illustrate the costs when one passes away. In 2017, the average funeral cost is around $10,000.  Some funerals can run up to $20,000 in 2017 or higher. There are a few types of life insurance you can purchase in 2017 […]

Women Pay Less for Life Insurance than Men

Why Do Women Pay Less for Life Insurance in 2017? I’ve wrote thousands of life insurance applications over the years and a topic that seems to come up on almost on a daily basis is the noticeable difference that women pay less than men for life insurance.  Most people when first discovering this want to know the reason behind it.   Battle of the Sexes Yes, it is true that women do pay less for life insurance than men do in 2017.  The reason is due to statistics.  Women live longer, 81 years on average in the United States compared to […]

2017 Top 20 Bucket List Ideas, life insurance

What’s on Your Bucket List in 2017? Today I wanted to share this survey I found.  It’s of seniors 55 years and over in the U.K. on the things they most want to do before they kick the “bucket.”  No matter what your age, this topic is gets you thinking.   Bucket List-Top 20   Conclusion Taking care of your family and making sure they are financially secure was number three on this list but it’s probably even a higher priority than that.   You can easily cross this one off of your bucket list by securing a high quality affordable […]

The Best Reason to Purchase Life Insurance-love and legacy 2017

The best reasons to buy life insurance-love & legacy 2017 Sometimes it seem like we have too much insurance.  We are required to have auto insurance if we want to drive a car, mortgage insurance is a prerequisite from the bank before owning a home and now even health insurance is required by law.  However, the most important insurance of all is arguably life insurance. Your life and legacy can’t be replaced Unlike tangible possessions such as your home and automobile which can be replaced, life insurance- insures your legacy, which is intangible.  What would happen if you didn’t come […]

2013 life insurance survey

Ever Wonder How Much Other People Pay for Life Insurance in 2014? A survey conducted last year by Harris Interactive showed nearly half of those polled pay less than $50 a month for their own (not group work coverage) life insurance policy.  One of the biggest misconceptions about life insurance is that it just costs too much.  For most people this is simply not the case.   For example, a 45-year male can purchase a $250,000 term life policy on a ten-year term for as low as $18 a month.  This would be for the best health class and only $31 […]

2013-top 5 life insurance companies

2016-Top 5 Life Insurance Companies in America When shopping for the best life insurance company, there are a few factors that you should consider before deciding to go with a particular company.   Price of course is one of the largest determinants of which company you will choose, but you should also consider other matters before moving forward with a company.  In the end, the purpose of life insurance coverage is to protect your family if the event of an unexpected tragedy, and you need to know that the policy will pay out if you were not here.  Here are some […]

AIG (American General Life) Lowers Premium Rates On Term Insurance in 2016 Review

AIG (American General Life) Lowers Premium Rates On Term Insurance- Good Option for 2016 In an effort to remain more competitive in 2016, AIG-American General Life lowered the rates on their term life insurance.  AIG had raised their rates in 2012, but to regain market share, lowered them in the first quarter of 2013. How Competitive Is AIG? With the rate reduction, their premiums now rank among the best in the industry for certain segments, especially on coverage amounts of $500,000 and up, and on the 20 and 30-year term. Example: 44-year-old male, premier (preferred plus) health class, $500,0000 is […]

Best Life Insurance Quotes 2016

Life insurance – what is it & how does it work? Term life insurance is the simplest, most popular and cost effective way to financially protect any dependents in the event of your death. While it won’t help those left behind to get over their loss, the benefit of a lump sum, in most cases tax-free, will guarantee your family isn’t deprived of funds during an already stressful time.  With the cost of life insurance at all-time lows, now is the perfect time to get covered.     Life insurance premiums vary from person to person, with factors such as […]

Post image for Top 25 Life Insurance Company Rankings 2016

The Top 25 Life Insurance Companies In America 2016 The Top 25 Life/Health Writers Ranked by Highest Value of Admitted Assets     These 25 life & health insurers led the pack in terms of 2011 admitted assets. ($ Thousands) Compare rates from the top companies Logo            Rank            Name                          Website          A.M Best Rating  Admitted Assets 1. Metropolitan Life & Affiliated Cos Group MetLife A+ (Superior) $612,890,473   2 Prudential of America Group Prudential A+ (Superior) $424,102,613   3 Manulife Financial Life Group John Hancock  A+ […]