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Read and understand Life Insurance Company Ratings 2017

Understanding Life Insurance Company Ratings in 2017 One of the biggest concerns for someone in the market for life insurance beside cost is choosing a company with superior financial stability.  With over 1,000 life insurance companies in America in 2017, narrowing down the right one can seem overwhelming.  The good news is with a little knowledge of how the industry works; choosing the correct company is a lot less complicated than it appears. All Strong Companies Payout Claims As discussed in the previous post, all life insurance companies payout all valid claims.  There isn’t a grey area as there are […]

15 Best Life Insurance Companies September 2017 Edition

Best 15 Life Insurance Companies in America—2017 The NAIC released the numbers for the top life insurance carriers in America by market share by direct premiums.  There are some updates from last year.  Get a free life insurance quote from these companies-here     *The National Association of Insurance Commissioners (NAIC) 2012 market share data for life-fraternal& property-casualty insurers.   Free quotes from the top companies in America

Top 10 (Ten) Term Life Insurance Companies 2017

2017-Top 10 Life Insurance Companies With over 1,100 life insurance companies in the United States competing for your business, choosing the right one to protect your family can be overwhelming.  In 2011 alone, the top ten life insurance companies jointly spent over $1 billion in ads trying to get you to buy their policy. How to Choose the Best Company As a former top producing life insurance agent, the first thing I do when shopping for life insurance is to compare rates.  How do you do that?  You can use a free service or quote engine such as the one […]

Single Moms Top 8 Life Insurance Tips (Mothers) 2017

Single Mom Life Insurance Tips for 2017 Let’s face it, being a single mother can be tough.  Many single moms are relying on a sole income to support themselves and their child or children.  Regrettably single parents are one the largest sectors in our country to not own life insurance.  This is unfortunate, because these households are the ones that need the life insurance most.  Since having life insurance as a single mom is critical, I put together an 8 step tip sheet to help answer common questions and to make the buying process a lot easier. 8  Life Insurance Tips […]

top 20 life insurance companies by rating

When shopping for life insurance it is imperative that you select a company that is financially strong.  There is no point in paying premiums to an insurer that may not be around in the future.  Fortunately A.M. Best provides an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.  A.M. Best is known as the industry standard for rating agencies in America. A.M. Best Rating Categories              Rating Chart  1. A++ A+ (Superior) (Superior)  2. A A- (Excellent) (Excellent)  3. B++ B+ B B- (Very Good) (Very Good) (Fair) (Fair)  4. […]

6 Best Life Insurance Companies for Overweight People-Build

Best Life Insurance Companies for Overweight People in 2014 If you’re thinking about buying a new life insurance policy but have a concern that your waistline may prevent you from qualifying or from receiving a competitive price,  don’t fret you’re in luck.  If you look in the mirror and don’t see that of a fitness model looking back at you, rest assured can still receive a terrific rate on your next life insurance policy.  To make things even better, if you shed some of those spare lbs. in the future you can even reapply at no cost to receive lower […]

2016-3 Best Life Insurance Companies for High Blood Pressure Medication

Best Life Insurance Companies if Being Treated for High Blood Pressure in 2016 In 2016, high blood pressure medications were one of America’s most prescribed drugs.  In fact, according to the CDC, as many as 1 in 3 adults in our country have hypertension.   With these statistics, I wanted to put together a list of the best companies for people taking high blood pressure medication to help them get the best rate and save money on their life insurance. How Life Insurance Companies View Blood Pressure Medication Out of the estimated 2,000 life insurance companies in the United States, almost […]

8 Tips for Purchasing Life Insurance from The National Association of Insurance Commissioners

Consumer Alert: Life Insurance Purchasing Tips from the NAIC 8 Tips for Purchasing Life Insurance from The National Association of Insurance Commissioners to Follow in 2014 Life insurance is an important purchase for most Americans because it can provide income replacement to beneficiaries in the event of a death. Life insurance policies are available from more than 2,000 life insurance companies in the United States. Here are some tips from the National Association of Insurance Commissioners (NAIC) to help you get the best value for your life insurance dollar. The National Association of Insurance Commissioners is a voluntary organization of […]

Best & Worst Life Insurance Companies 2013

Which Life Insurance Company is Best in 2014? The truth is that for the life insurance industry it is a very difficult to choose a “best” company overall.  Even independent review and comparison services like Consumer Reports don’t specifically endorse a particular company.  The reason is due to the fact the life insurance industry is so tightly regulated by the state insurance commissioners, there is little room for problems to occur.  In addition to being so highly regulated, life insurance policies themselves are contracts.  It is very straight forward, you the policyholder will pay a premium and if you pass […]

2013 Top 5 Reasons Why ING Life Insurance Has Some of the Best Underwriting in America

Top 5 Reasons Why ING May Be the Right Life Insurance Company for You in 2014 Many of us are familiar with the company ING through their internet ING Direct savings accounts or their retirement investment accounts.  The famous orange lion and orange ball are ING’s distinct logos.  However, what many people are not aware of is the fact that ING ReliaStar Life Companies is one of the top 5 term life insurance companies in America.  What makes ING so competitive?   ING Life Companies allows your total cholesterol to reach up through 300 and remain eligible for the best […]

Best Life Insurance Companies for 2016

2016 – Top 10 Life Insurance Companies Life insurance helps you provide for your loved ones in the event of your death.  A life insurance contract can enable you to continue providing for your dependents in the event of your passing.  It can pay off debts, such as a mortgage, cover daily living expenses for your family, provide for your children’s education and well as cover the costs of your funeral.  When navigating through the life insurance buying process, it is important to choose a company that will not only provide you with a low rate but also that will […]

2013-top 5 life insurance companies

2016-Top 5 Life Insurance Companies in America When shopping for the best life insurance company, there are a few factors that you should consider before deciding to go with a particular company.   Price of course is one of the largest determinants of which company you will choose, but you should also consider other matters before moving forward with a company.  In the end, the purpose of life insurance coverage is to protect your family if the event of an unexpected tragedy, and you need to know that the policy will pay out if you were not here.  Here are some […]

Best rated life insurance companies 2013 in America

Best Rated Life Insurance Companies in America 2014 When shopping for a life insurance company in 2014, you only want purchase a policy from a trusted carrier that is financially stable and will be around for a long time in the future.  You need the surety that if you were to pass, the company will not have any trouble paying out the claim in a prompt manner.  So how can you quickly and easily determine this?  The answer is a company’s A.M Best financial rating.  What is A.M. Best? Founded in 1899, A.M. Best is the premier resource and gold […]

Top Life Insurance Companies & Ratings

Top Life Insurance Companies If you are looking for a list of the top 10 life insurance companies in America than you came to the right place.  When you are making one of the most important purchases in your life, you want to have as much information as possible.  You need to know that if anything were to happen to you, the insurance company will be around to pay out the claim.  When you finish reviewing the list below, please use the free quote engine to receive instant quotes from most of these top companies.  This will save you and […]