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Top Life Insurance Companies Financial Ratings

Read and understand Life Insurance Company Ratings 2017

Understanding Life Insurance Company Ratings in 2017 One of the biggest concerns for someone in the market for life insurance beside cost is choosing a company with superior financial stability.  With over 1,000 life insurance companies in America in 2017, narrowing down the right one can seem overwhelming.  The good news is with a little knowledge of how the industry works; choosing the correct company is a lot less complicated than it appears. All Strong Companies Payout Claims As discussed in the previous post, all life insurance companies payout all valid claims.  There isn’t a grey area as there are […]

15 Best Life Insurance Companies September 2017 Edition

Best 15 Life Insurance Companies in America—2017 The NAIC released the numbers for the top life insurance carriers in America by market share by direct premiums.  There are some updates from last year.  Get a free life insurance quote from these companies-here     *The National Association of Insurance Commissioners (NAIC) 2012 market share data for life-fraternal& property-casualty insurers.   Free quotes from the top companies in America

Top 10 (Ten) Term Life Insurance Companies 2017

2017-Top 10 Life Insurance Companies With over 1,100 life insurance companies in the United States competing for your business, choosing the right one to protect your family can be overwhelming.  In 2011 alone, the top ten life insurance companies jointly spent over $1 billion in ads trying to get you to buy their policy. How to Choose the Best Company As a former top producing life insurance agent, the first thing I do when shopping for life insurance is to compare rates.  How do you do that?  You can use a free service or quote engine such as the one […]

top 20 life insurance companies by rating

When shopping for life insurance it is imperative that you select a company that is financially strong.  There is no point in paying premiums to an insurer that may not be around in the future.  Fortunately A.M. Best provides an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.  A.M. Best is known as the industry standard for rating agencies in America. A.M. Best Rating Categories              Rating Chart  1. A++ A+ (Superior) (Superior)  2. A A- (Excellent) (Excellent)  3. B++ B+ B B- (Very Good) (Very Good) (Fair) (Fair)  4. […]

6 Best Life Insurance Companies for Overweight People-Build

Best Life Insurance Companies for Overweight People in 2014 If you’re thinking about buying a new life insurance policy but have a concern that your waistline may prevent you from qualifying or from receiving a competitive price,  don’t fret you’re in luck.  If you look in the mirror and don’t see that of a fitness model looking back at you, rest assured can still receive a terrific rate on your next life insurance policy.  To make things even better, if you shed some of those spare lbs. in the future you can even reapply at no cost to receive lower […]

8 Tips for Purchasing Life Insurance from The National Association of Insurance Commissioners

Consumer Alert: Life Insurance Purchasing Tips from the NAIC 8 Tips for Purchasing Life Insurance from The National Association of Insurance Commissioners to Follow in 2014 Life insurance is an important purchase for most Americans because it can provide income replacement to beneficiaries in the event of a death. Life insurance policies are available from more than 2,000 life insurance companies in the United States. Here are some tips from the National Association of Insurance Commissioners (NAIC) to help you get the best value for your life insurance dollar. The National Association of Insurance Commissioners is a voluntary organization of […]