**New** No-Exam Instant Life Insurance Coverage
Ideal candidates for 1click coverage no physical life insurance:
- Need a life insurance policy immediately and can’t wait for the typical underwriting process which takes about a month.
- Perfect for people who don’t like or can’t do needles.
- Don’t mind paying a higher rate for the convenience and immediate coverage versus a traditional fully-underwritten policy which requires a medical exam and the approval process takes on average about a month.
Who is eligible for this policy?
- Ages 18-60
- Needs $25k to $350k
- Smokers are acceptable
- In good health
- Seniors over 60-years old
- Not available for New York residents
- Receiving Social Security Disability (SSID)
- Have health problems (subject to the insurer)
- Illegal drug use including Marijuana
- Non-U.S. residents
Payment is EFT, credit or debit card
What happens next?
After you are approved and your payment is drafted you are all-set. Make sure you print out the policy and put it in a safe place. Remember to notify your beneficiary of the new policy.