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Life Insurance Exam Alcohol

How Does Alcohol Affect The Life Insurance Exam

How Does Alcohol Affect The Life Insurance Exam in 2017? When you apply for life insurance, a brief paramed exam will be done.  This includes a small blood draw.  One of the readings that will be evaluated are the liver enzymes; GGT, ALT and AST.  Since alcohol is processed in the liver, an elevated GGT enzyme could be an indicator of heavy alcohol use or liver injury.  Another reading the insurance company will look at is Carbohydrate-Deficient Transferrein (CDT).  Unlike like the GGT test, the CDT is more sensitive and is a maker of recent heavy alcohol consumption.  CDT can […]