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Life Insurance Rates For Diabetics in 2014

Post image for Diabetics in 2016 Can Now Obtain the Same Life Insurance Rates as the Average Citizen

Recent changes to the underwriting guidelines, for a select number of life insurance companies in 2016, has allowed those with well controlled type II diabetes to be approved at the same rates given to the standard applicant.  This is a monumental shift in life insurance underwriting for those who qualify.  What has changed in 2016? In years past, obtaining life insurance with diabetes has often been a nightmare.  Not only would the underwriting process take forever, but the rates were exorbitant.  On top of that, many companies have very strict underwriting guidelines which would cause certain applicants to be declined.  […]