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Term Life Insurance Coverage for A 42 Year Old Male

Term Life Insurance Policy for A 42 Year Old Male

Term life insurance quotes for males 42 years of age can differ significantly from company to company.  Every life insurance company has their own set of underwriting guidelines and niches, making choosing the right company imperative.  How do you know you are choosing the right company for your health and financial situation?  The best way is to shop around and compare rates — make the top rated life insurance companies compete for your business.  To save you time, I put a quote engine on this page that compares the best life insurance companies in the country for your particular age and heath.

 

These monthly term life insurance premiums are presented here to show the range a 42-year old male can expect to pay, non-smoker.

 

$250,000 Coverage-Level Term Policy

                   Preferred Plus Rate       Standard Rate

10 year term   $13.99                         $24.14

15 year term   $16.31                          $31.54

20 year term   $21.53                          $41.11

30 year term    $34.58                         $70.25

 

$500,000 Coverage-Level Term Policy

                   Preferred Plus Rate       Standard Rate

10 year term   $22.79                          $43.07

15 year term   $27.41                          $57.86

20 year term    $37.85                         $79.11

30 year term    $63.95                         $135.75

 

$750,000 Coverage-Level Term Policy

                   Preferred Plus Rate       Standard Rate

10 year term   $31.97                        $61.99

15 year term   $38.50                        $84.17

20 year term   $54.16                        $115.79

30 year term    $93.31                        $201.25

 

$1,000,000 Coverage-Level Term Policy

                   Preferred Plus Rate       Standard Rate

10 year term   $36.54                           $80.04

15 year term   $47.85                           $109.62

20 year term   $69.60                           $152.46

30 year term   $120.93                         $261.36

 

To see what rate you will qualify for, simply use the quote engine and compare rates.  Feel free to run as many quotes as you like. 

 

*Rates as of 02/06/2013. The information in this post is for informational purposes only and is not a guarantee of rates and insurability.  Rates and eligibly are subject to the underwriting guidelines of the insurance companies and state in which you live.

Photo: Patrick Hoesly